Indiana Storm Season Preparedness for Homeowners

The Reality of Wabash Valley Weather

Every spring and summer, the Wabash Valley is subjected to severe thunderstorms, bringing straight-line winds, damaging hail, and torrential rainfall. Being proactive is the only way to prevent minor issues from becoming catastrophic failures.

Storm damage isn't always obvious. While missing shingles are easy to spot, small hail strikes can bruise shingles and compromise their water-shedding ability over time, leading to slow, hidden leaks.

Pre-Storm Roof & Exterior Checklist

1. **Clear Your Gutters:** Ensure your gutters and downspouts are entirely free of debris. Clogged gutters force water to back up under your roof's eaves or spill over near your foundation, causing basement leaks.

2. **Inspect Roof Penetrations:** Check the flashing around chimneys, vent pipes, and skylights. The sealant in these areas can dry out and crack, becoming the primary entry point for wind-driven rain.

3. **Trim Overhanging Branches:** Cut back any tree branches that hang over your roof. High winds can easily snap limbs, causing severe impact damage to your shingles and decking.

4. **Secure Loose Siding:** Examine your home's exterior for any loose or damaged siding panels. A strong gust can catch a loose piece and strip an entire wall of its protection.

What to Do Immediately After a Storm

Once it's safe to go outside, perform a visual inspection from the ground. Look for granular loss at the end of your downspouts, dented soft metals (like gutter faces or AC unit fins), and, of course, any shingles laying in your yard.

Check your attic for any signs of daylight or fresh water stains. If you suspect damage, do not climb onto the roof yourself. The structural integrity may be compromised, and the surface will likely be dangerously slick.

Navigating Insurance Claims Locally

If your home sustains damage, contact a reputable local contractor before filing a claim. At Lucas Construction, we provide comprehensive inspections with photo documentation to share with your insurance adjuster.

Having a professional advocate on-site during the adjuster's visit ensures that all damages, including required building code upgrades like proper ice-and-water shield installation, are fully accounted for in the claim scope.